This is a post about money. If money talk makes you uncomfortable, maybe go read something else. I am learning that there's a freedom that comes from raw honesty. That sometimes when you pour your heart out, someone else has the courage to say me too.
Christmas sent us over the edge, financially speaking. Due to hospital bills and an unexpected, dental insurance denied root canal, we were struggling to pay the bills. Add in presents for our gigantic, blended family (we have 15 nieces and nephews, I am now one of 9 kids, Ben one of 6, not including the spouses) and we were washed to sea.
January came, and it forced us to take a good hard look at things. What were we spending? How could we do better? Was there any hope?
The answer to that last question turned out to be a big resounding YES.
One week I was in the nursery at church with my lovely friend Karena. I was pouring out my heart, for some odd reason. She mentioned that she and her husband Brian (Logan's fabulous teacher, as it turns out) went through Dave Ramsey's financial peace program at the beginning of their marriage, and it has helped them so much. They invited us over for lunch. A life changing lunch, actually.
They had us write down everything. Ben's salary. Our bills. Money in. Money out. It was humbling. And also encouraging. We left realizing that there IS hope.
We cut cable. We sold some of our clutter and made $150. We cut our grocery bill by a third.
And we're okay.
We're well fed. I gave up chocolate, mostly because I was spending so much money on this habit. And then I gave up all refined sugar. Our budget benefited immediately, and my health improved significantly. My tooth pain vanished. My skin started to glow. My energy skyrocketed. And because I wasn't spending money on junk, I started buying more real food. Cooking from scratch. And it's kind of fun. Kind of.
I'm not sure what our next step will be. Every baby step we've taken has had a ripple effect. It's almost a game now, to see how little we can spend and how much we can save.
I think my favorite thing about our experiment has been how it's benefited our marriage. Ben is not a talker, never has been. But during this month of change we've had some raw talks about money, our family, our future. And there have been some miracles.
It's true what people say. When you're at the bottom there really isn't anywhere to go but up. We're excited to hope again.
No comments:
Post a Comment